The Terms and Conditions were last updated on January 08, 2025

1. Introduction

These Terms and Conditions govern your use of this website and any transactions related to our products and services. You may also be subject to additional agreements related to your interactions with us or any products or services we provide. In the event of a conflict between the terms of these agreements and the provisions in these Terms, the terms of the additional agreements will take precedence.

2. Binding

By registering, accessing, or using my website, you agree to be bound by the Terms and Conditions outlined below. Simply using this site means you acknowledge and accept these terms. In certain cases, I may also ask for your explicit agreement.

3. Electronic communication

By using my website or communicating with me electronically, you agree that I may contact you through the website or by email. You also acknowledge that all agreements, notices, disclosures, and other communications I send you electronically fulfill any legal requirements, including those that would otherwise require written communication.

4. Intellectual property

I or my licensors own and control all copyright and intellectual property rights associated with the website, including the data, information, and other resources displayed or accessible through the site.

4.1 All the rights are reserved

Unless specifically stated, you are not granted any license or rights under copyright, trademark, patent, or other intellectual property laws. This means you cannot use, copy, reproduce, perform, display, distribute, embed, alter, reverse-engineer, decompile, transfer, download, transmit, monetize, sell, market, or commercialize any resources on this website in any form without my prior written permission, except as required by mandatory law (such as the right to quote).

5. Newsletter

However, you are welcome to forward my newsletter in electronic form to others who might be interested in visiting my website.

6. Third-party property

My website may contain links to third-party websites. I do not monitor or review the content of these external sites. Any products or services offered by these third-party sites are governed by their own Terms and Conditions. The opinions or materials on those sites are not necessarily shared or endorsed by me.

I’m not responsible for the privacy practices or content of these third-party sites. You assume all risks when using these sites and any associated third-party services. I won’t be held liable for any loss or damage, however caused, resulting from your sharing of personal information with third parties.

7. Responsible use

By visiting my website, you agree to use it solely for its intended purposes and in accordance with these Terms, any additional agreements with me, and applicable laws, regulations, and industry standards. You must not use my website or services to upload, publish, or distribute any material that contains or is linked to harmful software; use data from my website for direct marketing; or carry out any automated data collection activities related to the site.

Engaging in any activities that could damage the website or interfere with its performance, availability, or accessibility is strictly prohibited.

8. Registration

Registration on my website is not available. You are not required to create an account to access or use my services, and no registration process is necessary.

9. Refund and Return policy

9.1 Right of withdrawal

You have the right to cancel this agreement within 3 days without providing any reason.

The cancellation period ends 3 days after the day the contract is concluded.

To exercise your right to cancel, you must inform me of your decision by providing an unambiguous statement (e.g., a letter sent by mail, fax, or email). My contact details can be found below. You may use the attached withdrawal form, but it’s not required.

You can also electronically fill out and submit the withdrawal form or any other clear statement of withdrawal on my website.

If you choose this method, I’ll acknowledge receipt of your cancellation request promptly, typically by email.

To ensure you meet the cancellation deadline, simply send your withdrawal notice before the 14-day period ends.

9.2 Effects of withdrawal

If you decide to withdraw from this agreement, I will refund all payments you’ve made, including delivery costs (except for any extra costs arising from your choice of a delivery method that’s not the least expensive standard delivery option). The refund will be processed without undue delay, and in any case, within 14 days from the day I’m notified of your decision to cancel. The refund will be made using the same payment method you used for the original transaction unless we’ve agreed on a different arrangement. You won’t incur any fees as a result of the refund.

If you requested to begin the services during the withdrawal period, you’ll owe a proportional payment based on the services provided up until the point I receive your withdrawal, in relation to the full service.

Please be aware that there are certain legal exceptions to the right of withdrawal, meaning some items cannot be returned or exchanged. I will inform you if this applies to your case.

9.3 Downpayment

Please note that your downpayment is non-refundable if the cancellation is not made within 3 days of the contract agreement. If you cancel after this period, the downpayment will not be refunded.

10. Idea submission

Please do not submit any ideas, inventions, works of authorship, or any other content that could be considered your intellectual property unless we have first signed an agreement regarding intellectual property or a non-disclosure agreement. If you disclose such content to me without a written agreement, you grant me a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate, and distribute your content in any current or future media.

11. Termination of use

I may, at my discretion, modify or discontinue access to the website or any services offered on it, either temporarily or permanently. By using the website, you agree that I will not be held liable to you or any third party for any such changes, suspension, or termination of your access to the website or any content you may have shared. You will not be entitled to compensation or payment, even if features, settings, or content you’ve contributed or relied on are permanently lost. You must not attempt to bypass or circumvent any access restrictions on the website.

12. Deliveries of Service

Once we have agreed on the details of the service, I will begin delivering the service to you as outlined in our agreement. Delivery times and schedules will be provided based on the nature of the service, and I will make every effort to meet the agreed-upon timelines. However, unforeseen circumstances may sometimes cause delays, and in such cases, I will inform you promptly of any changes or adjustments to the delivery schedule.

The delivery of the service will be considered complete once the service has been fully provided to you according to our agreement. If any revisions or additional work are required after delivery, I will address these in accordance with the terms set forth in our agreement.

You agree to provide any necessary cooperation or materials needed to facilitate the timely delivery of the service. If you fail to provide such cooperation, it may result in delays or adjustments to the agreed-upon timeline.

12.1 Warranties and liability

Nothing in this section limits or excludes any warranty implied by law that it would be unlawful to do so. The website and all its content are provided on an ‘as is’ and ‘as available’ basis and may contain inaccuracies or typographical errors. I expressly disclaim all warranties of any kind, whether expressed or implied, regarding the availability, accuracy, or completeness of the content. I do not guarantee that:

This website or its content will meet your specific needs;

The website will be available without interruptions, or will be secure, timely, or error-free.

Nothing on this website constitutes legal, financial, or medical advice. If you need such advice, you should consult an appropriate professional.

The provisions in this section will apply to the fullest extent permitted by applicable law and will not limit or exclude my liability for matters that it would be unlawful or illegal to exclude. Under no circumstances will I be liable for any direct or indirect damages (including, but not limited to, loss of profits or revenue, loss or corruption of data, software, or databases, or loss or harm to property or data) arising from your access to or use of the website.

Unless otherwise expressly stated in an additional contract, my maximum liability to you for all damages related to the website or any products or services marketed or sold through the website—regardless of the type of legal action (contract, equity, negligence, tort, or otherwise)—will be limited to the total amount you paid me for those products or services, or to use the website. This limit applies in the aggregate to all claims, actions, and causes of action of any kind

13. Privacy

To access my website and services, you may need to provide certain information about yourself during the registration process. I ask that you ensure any information you provide is always accurate, correct, and kept up to date.

I understand how important privacy is, so I’ve developed a policy to address any concerns you might have. For more details, please refer to my Privacy Statement and Cookie Policy.

14. Export restrictions / Legal compliance

Access to my website from territories or countries where the content or purchase of the products and services offered on the website is illegal is not allowed. You agree not to use this website in violation of the export laws and regulations of the United States.

15. Assignment

You may not assign, transfer, or sub-contract any of your rights and/or obligations under these Terms and conditions, either in whole or in part, to any third party without my prior written consent. Any assignment made in violation of this will be considered null and void.

16. Breaches of these Terms and conditions

Without limiting any other rights I have under these Terms and Conditions, if you breach them in any way, I may take the appropriate action to address the breach. This could include temporarily or permanently suspending your access to the website, contacting your internet service provider to request that they block your access, or taking legal action against you.

17. Force majeure

Except for any obligations to pay money under these Terms and Conditions, no delay, failure, or omission by either party in carrying out or observing any of its obligations will be considered a breach of these Terms if the delay, failure, or omission is caused by circumstances beyond the reasonable control of that party.

18. Indemnification

You agree to indemnify, defend, and hold us harmless from any and all claims, liabilities, damages, losses, and expenses arising from your violation of these Terms and Conditions, as well as applicable laws, including intellectual property and privacy rights. You will promptly reimburse us for any damages, losses, costs, and expenses resulting from such claims.

19. Waiver

Failure to enforce any provisions of these Terms and Conditions or any Agreement, or to exercise any right to terminate, shall not be interpreted as a waiver of such provisions. It shall not affect the validity of these Terms and Conditions, any Agreement, or any part thereof, nor will it prevent the future enforcement of each provision.

20. Language

These Terms and Conditions will be interpreted and applied solely in English. All notices and communications will be conducted exclusively in English.

21. Entire agreement

These Terms and Conditions, along with our privacy statement and cookie policy, form the complete agreement between you and us regarding your use of this website.

22. Updating of these Terms and conditions

We may update these Terms and Conditions occasionally. It is your responsibility to review these Terms periodically for any changes. The date listed at the beginning of these Terms indicates the most recent update. Any modifications will take effect once posted on this website. Your continued use of the website after changes are posted signifies your acceptance of and agreement to the updated Terms and Conditions.

23. Choice of Law and Jurisdiction

These Terms and Conditions shall be governed by the laws of United States. Any disputes relating to these Terms and Conditions shall be subject to the jurisdiction of the courts of United States. If any part or provision of these Terms and Conditions is found by a court or other authority to be invalid and/or unenforceable under applicable law, such part or provision will be modified, deleted and/or enforced to the maximum extent permissible so as to give effect to the intent of these Terms and Conditions. The other provisions will not be affected.

24. Contact information

This website is owned and operated by Harold Catiil

You may contact me regarding these Terms and Conditions through my contact page.